With near field communications technology built into rumored and released devices and lots of jockeying among large companies, it certainly feels like big things are afoot in the mobile payment world.
But the success of mobile payment is contingent on consumer perception. If it clicks, you’ve got a winner. If not, you’ve got yet another idea that just didn’t catch on.
That’s why I want to take a step back from the current excitement and focus on a different part of this discussion: How you, as a consumer, might incorporate mobile payment into your daily life.
Here’s what I’m curious about:
- What would it take for you to use mobile payment? (Or, if you’re already using an app or tool, what convinced you to give it a try?)
- Which companies — or types of companies — do you think are best positioned to offer mobile payment?
- Do you see mobile payment as an additive payment option? Or do you think it will be a full-fledged replacement for credit cards and cash?
Please weigh in through the comments.
If you’re interested in learning more about the payment development space, check out PayPal X DevZone, a collaboration between O’Reilly and PayPal.
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